ProoflineThe Transformation
Pakistan's Rs 400 Billion Fraud Crisis
The numbers are staggering. Your bank cannot afford to be unprepared.
Automated Case Intake to Regulatory Reporting
Built specifically for Pakistan's SBP compliance requirements
- Centralized evidence hub (5+ systems unified)
- AI-assisted case intake & analysis
- Urdu call transcription & analysis
- Real-time SLA tracking
- Human-in-the-loop validation
- Complete audit trails
- Automated account lien marking
- Card/channel blocking
- Branch notifications & field interface
- Inter-bank fraud intelligence sharing
- Replaces 100s of manual emails (5-10 days → hours)
- 3D Secure & Non-3DS lifecycle management
- Visa, MC, UnionPay, PayPak chargebacks
- Automated workflow routing
- Recovery tracking & dashboards
- Industry-standard reporting
- Multi-network integration
Global Best Practices, Pakistan Expertise
The unique combination of banking domain knowledge and world-className engineering
Built by Banking Experts
Proofline is designed by fraud investigation professionals with 15+ years of experience in Pakistan's banking sector. Every workflow, report template, and compliance checkpoint reflects real-world expertise from those who've handled thousands of fraud cases.
We understand SBP circulars because we've lived them. We know the pressure of regulatory deadlines because we've faced them.
World-className Engineering
Engineered by Arbisoft: 900+ engineers, 17 years of building enterprise software for global clients. Proven expertise in financial services technology, security, and compliance.
Arbisoft has delivered mission-critical systems for major financial institutions worldwide. That same engineering excellence powers Proofline.
See Arbisoft's fintech portfolio →Why Choose Proofline
Enterprise-grade platform combining global quality with Pakistan regulatory expertise
| Requirement | Manual Process (Excel + Email) | Global Platforms | Proofline |
|---|---|---|---|
| SBP Compliance (2/10/3-day deadlines) | ❌ Manual tracking, often missed | ⚠️ Requires extensive customization | ✅ Built-in SBP circular compliance |
| Implementation Time | Immediate (but inefficient) | 12-18 months | 6-8 weeks |
| Data Residency Compliance | ✅ Local by default | ❌ International servers | ✅ Pakistan data residency |
| Pakistan Banking Workflows | ⚠️ DIY manual processes | ❌ Generic global workflows | ✅ Pakistan banking expert-built |
| Average Investigation Time | 45-90 days | 7-10 days | <10 days |
| Support & Maintenance | N/A | US/Europe timezone | Pakistan business hours |
AI-Powered Intelligence (Roadmap)
Proofline's AI engine will transform raw investigation data into actionable fraud intelligence
Smart Text Analysis
Automatically extract key details from Urdu/English witness statements and call recordings — no manual summarization needed.
Cross-Case Pattern Recognition
Identify repeat fraud patterns across hundreds of cases. Flag when same phone number, account, or device appears in multiple investigations.
Predictive Fraud Insights
Visual reports showing fraud hotspots, emerging scam types, and high-risk merchant categories — before they become crises.
Investment & ROI
Transparent pricing with measurable returns within 6-12 months
Customized Pricing Based On:
- Annual fraud case volume
- Selected modules (investigation, FTDH, dispute resolution)
- Number of user licenses
- Integration complexity with your systems
Expected ROI (6-12 Months)
Frequently Asked Questions
Everything you need to know about Proofline and SBP compliance
Proofline is built using SBP Fraud Investigation Circulars as the core compliance framework. The platform supports all SBP requirements including the 2-day preliminary report (≥ Rs 5M cases), 10-day detailed investigation deadlines, and 3-day customer compensation requirements. Proofline generates audit-ready documentation that meets SBP's regulatory requirements.
Yes. Proofline is designed to integrate with major Pakistani banking platforms core systems, card management platforms, 1LINK, call recording systems, and document management solutions. Integration requirements are assessed during implementation planning, and secure API connectors are configured during deployment. Average integration timeline: 3-4 weeks for most banks.
6-8 weeks from Letter of Intent to production deployment for mid-size banks (500-1,500 cases/year). This includes: discovery & requirements, module configuration, system integration & testing, team training, and go-live support. Small banks: 4-6 weeks. Large enterprise banks: 8-12 weeks. For comparison, global vendors require 12-18 months for similar implementations.
Proofline is different—it's post-fraud INVESTIGATION, not real-time fraud PREVENTION or DETECTION. Global fraud Monitoring platforms prevent or detect fraud at transaction time. Proofline accelerates investigation and resolution AFTER fraud is reported to meet SBP deadlines. They're complementary systems. Many banks run both.
Proofline is currently in assessment with leading Pakistani financial institutions. Due to confidentiality agreements, we cannot publicly share client names at this stage. However, the platform is backed by Arbisoft, which has 17 years of experience delivering enterprise software for World Bank, Insurify (100M+ quotes), HyperJar (600K+ users), and other major financial institutions.
Yes. Proofline is highly configurable. You can define custom case templates, configure SLA rules, create custom workflows, and build custom dashboards. No-code configuration available for standard customizations; custom development available for complex requirements. All customizations maintain SBP compliance.
Request Your Demo
See how Proofline handles SBP-compliant fraud investigations in 30 minutes